When lifting the window blind, the tape is broken and the shutter falls. Does insurance cover this home repair? The replacement of the belt due to a rupture wear is not covered by the warranties made in this type of insurance.
The gradual deterioration is one of the exclusions in property insurance. We must understand that having home insurance does not mean that the company will take care of any incident occurring in the home. We must differentiate between what would be an accidental event and the need for maintenance or preservation of the house. Home insurance mainly covers damage from accidental events, the special and general conditions of the policy specify in what circumstances they will be covered by insurance coverages. An example where the damage would be covered by a shutter would be a hailstorm piercing shade.
However, your insurance policy may include guarantees that refer to repair a fault or service delivery in certain cases, therefore, my recommendation is to always consult with your insurance broker who knows the coverage of your contract and you give suitable indications.
0 comments:
Post a Comment