Principles of operation of almost all insurance companies nowadays are reduced to the fact that as long as you do not gain some of their services and do not pay the full amount in accordance with the rates, you will be considered honorable and expensive client. But as soon as the transaction took place, all payments paid and the contract is signed, for you immediately forget, as long as the time comes to calculate compensation in an insurance case.
But in this case, the insurance companies are not eager to part with honestly paid by you and other clients money by sending these disassembly lawyers whose main task consists in the fact that to reduce all possible payments under the insurance to their minimum value. Most insurers are simply not going into the details of such situations, put themselves at risk of losing money, which had been forwarded by them is the fact that somehow mitigate the effects of the alleged incidents and accidents.
So how do you work with these same insurers to avoid trouble.
First of all, is that you always have to be a copy of all the documents that you sign directly with your insurer, including a statement by the occurrence of a particular accident.
Also once again want to strongly remind you to peruse with attention directly to tex insurance contract, especially with regard to everything that is stated in the small print it invisible.
In the process of drawing up the insurance contract may be present such an item that requires your signature, they say, the rules of insurance you are fully familiar with. In this case, be sure to specify in writing the details of the very rules (along with all sorts of extracts from them) that were given to you for your reference. Terms of insurance companies are subject to change quite frequently, so it will definitely help you in the future to eliminate some troubles.
If you have any further questions, then the insurer is obliged to detail and clearly explain all of this, not only words, but also by making all relevant details in the text of the insurance contract. And do not hesitate to display is not quite intelligent man, anyway, but it's your money and you are responsible for their attachment and distribution. We must remember that any specific clarification to certain points of the agreement is necessary to fix it in writing, directly in the text of the treaty itself. After all, verbal agreements have no legal force.
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