When leasing a house or premises is made, the question about who is responsible for the insurance arises. In Spain Tenancies Act does not say anything about it. Another thing is what is agreed in the lease and this is where we think that if a party has sufficient insurance.
It is important that we are clear that we are required by law to respond to third parties for bodily or property damages caused, of which we may be civilly liable. So people who must purchase insurance or local housing and its Content is not significant, the important thing is that both landlord and tenant should have their liability insurance.
If we are owners or tenants of a house, and want to have it insured, will correct that:
It is important that we are clear that we are required by law to respond to third parties for bodily or property damages caused, of which we may be civilly liable. So people who must purchase insurance or local housing and its Content is not significant, the important thing is that both landlord and tenant should have their liability insurance.
If we are owners or tenants of a house, and want to have it insured, will correct that:
- Lessor (owner) ensures your home, your furniture and Liability as owner of the home and the farm rented.
- Lessee (tenant) secure your furniture and civil liability in his capacity as tenant for damage to the dwelling, having being attributable, are a result of fire or explosion.
Failure to do so can any of the parties is exposed. Give an example: The owner will take out insurance cover damage to housing, furniture and Liability. It tells the tenant that the house insurance, so the tenant believes to be covered for any loss covered by the policy. A fire in the kitchen caused by a tenant's neglect and what happens is that the insurer is responsible for covering fire, damage to the furniture and housing, but then claim the cost of the claim to the tenant cause of the fire. The same can happen in reverse, so you both need to have their Civil Liability cover.
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