The insurance sector could contribute more to alleviate public health spending if the government encourages the hiring of private insurance.
She recalled that manage public health insurance for three million people, of which two million are MUFACE, mutual civil servants.
In his view, the insurance also relieves pressure on the various public health services indirectly through more than eight million people have private health insurance, he said.
According to the president of NICL, annual health insurance spending is around 700 euros per insured, against which costs 1,200 euros on average per citizen to the public health system.
Also highlighted the need for better tax treatment for products of long-term savings, to encourage people to hire them instead of other "more shortsighted 'products.
Insurers also notice the crisis
For the president of NICL, this gap has influenced the current financial crisis, because "if we had greater mass of money saved in Spain, it would have less dependence on external financing," he said, stressing that it "today we are paying these differentials as high and unfair, "he said.
He acknowledged that as the rest of the Spanish economy insurers also notice the crisis, which is 'natural', because much of the business is managed by insurance "intimately connected with the evolution of the Spanish productive economy."
With regard to fraud, which also grows in times of crisis, said that insurers will increase each year your investment in systems fraud protection to its customers, something really profitable because every euro spent for this purpose does spare the payment of 46 euros in other improper claims.
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