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You are Looking for a Insurance Specialist


Speaking to contractors directly is by far the best way of finding out the ideology and needs of a modern limited company. From discussing the profession with many a sole-trader, it has become clear that good quality and cost effective accountancy is a must, and finding business support that meets the needs of a contractor is paramount in running a successful company.

Quoting individuals directly, it becomes clear just how important it is to trust an accountant, and be confident in their services. "I like the idea of knowing that the fees are fixed, giving me the confidence in a constant premium. It also feels important knowing what service I will get in return for those fees. A personal level of service is also a must, I like being treated as an individual company rather than just being treated as one of the herd."

It is unsurprising that limited company contractors wish to be considered as a legitimate business, after all, their working practices dictate that they must be a business in their own account, thus they should be treated like one when it matters.

Professionals who operate outside of the PAYE system are often looked upon as 'glorified employees' by those who misunderstand their position, or part of a 'tax evasive workforce' to those ignorant of sole-traders. Because of this, service providers such as banks, accountants and mortgage providers are often reluctant to invest or place trust in these individuals, reinforcing the importance of a good quality provider.

Speaking to others concerning contractor accountancy, a trend emerges of a need for specialist knowledge of the contracting industry, and of course that personal ever present, personal touch. "I want an accountant who covers everything: Tax, VAT, payroll, Companies House / HMRC correspondence / returns, advice on expenses etc. Having everything under one roof is a very attractive prospect, and is something I look for when choosing an accountant."

Having a 'specialist' contractor accountant is a term used quite lightly throughout the market, with bookkeepers and service providers claiming to be experts in the contracting field when in fact they may not be. As for things to look for when choosing a contractor accountant, tax, status and IR35 specialties are a must, as anyone claiming to be a contractor specific advisor should be well versed in all HMRC working guidelines.

As contractors really are businesses, having service providers that cater to their specific needs is very important in maintaining an effective company. From speaking to professionals directly, you can see a direct pattern emerging as to what makes a 'good contractor account', and it is important to understand this before making that choice yourself. Many service providers force the point that they are perfect for you, but contractors should beware that so called 'specialists' are not always as dedicated and knowledgeable as they claim. When choosing support for your business, always remember that training and knowledge of the contractor industry is far more important than false promises.

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